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What is “spot delivery” insurance coverage?

State regulations and the conditional sales contract (see the clause entitled INSURANCE) provides that when a customer does not have proof of insurance at the time of sale the automobile dealer can order insurance to protect their “security interest” and contingent liability in the vehicles they sell/lease. This Commercial Auto Insurance Plan is designed exclusively for auto dealers and there is no requirement for the dealer to have an insurance license since the dealer is ordering insurance coverage to protect their security interest and contingent liability in the vehicles they sell or lease. The minimum coverage limits of liability with $500 deductibles offered in any will meet the state mandated financial responsibility insurance coverage requirements.

Who provides the coverage?

The insurance coverage is provided by American National Property & Casualty, an A+ rated carrier by the A.M. Best Company and is accepted by major and regional lenders! Visit them at www.anpac.com .

SPOTAUTOINSURANCE.COM is the leading provider of spot auto insurance for new and used automobile dealers. Plan is filed and approved with the department of insurance in select states.

Our plan allows dealers to be able to order guaranteed auto insurance for their customers regardless of age, driving record or license type. 100% acceptance! Total Dealer Control!

INSURED BY AN A+ RATED CARRIER!

Easy to Use- On line application takes just minutes to complete. Declaration page is faxed immediately to dealership. Print customers insurance cards and they're ready for delivery! Speeds sales process!

Affordable- Customers down payments are based on a cost per day. Doesn't matter about their age, driving record, or vehicle they're purchasing. Everyone is accepted! Customer will be contacted and offered continuous coverage under their own policy.

Flexible- plan allows dealers to order from 3 up to 30 days of auto insurance. Coverage is bound immediately when the dealer uses the web site. Plan allows you to pick and choose the amount of days you need to get funded. Policy verfies as an permanent insurance so you can cash your contracts!

Convenient-Spotautoinsurance.com is available 24X7X365 over the internet. No outside agent to call! Dealership can pay for the insurance or customer can pay with a credit card online. Never loose a sale again because you can't get auto insurance for your customer!

 

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